Questions? We have answers.

1. What is Private Money Lending?

Private money lending is a form of alternative financing where individuals or private organizations provide loans to real estate investors. Unlike traditional banks, private lenders, such as ForsWest Capital, offer more flexible and tailored lending solutions. We also work with to help with deal structure.

2. How is Private Lending Different From Traditional Bank Loans?

Private lending offers greater flexibility, faster processing times, and personalized solutions. Traditional banks often have strict criteria and lengthy approval processes. Private lenders can customize loan terms to better fit the needs of real estate investors.

3. What Types of Properties Do You Lend On?

We lend on a wide range of properties, including residential, commercial, multi-family, and fix-and-flip projects. Our goal is to support investors in various real estate ventures.

4. How Does The Loan Application Process Work?

Our loan application process is straightforward and efficient. You’ll need to provide basic information about the property, your investment strategy, and your financials. We’ll review your application and respond with a decision quickly. CONTACT US TODAY and schedule a confidential “No Sales Pitch” conversation and discover your next move.

5. What Are The Typical Loan Terms You Offer?

Our loan terms can vary based on the specific project and your needs. We offer competitive interest rates, and our terms are designed to support your investment timeline.

6. Do You Work With First-Time Investors?

Absolutely! We work with both seasoned and beginning real estate investors. Our team is here to provide guidance and support, ensuring you have a successful experience regardless of your level of experience. We strive to build long-term mutually beneficial business relationships with everyone. Contact Us Today to learn more.

7. Are There Any Hidden Fees or Prepayment Penalties?

No, we believe in transparency. We provide clear and concise information about fees and terms upfront, ensuring you have a complete understanding of the loan structure. We do not charge prepayment penalties.

8. How Can I Benefit From Your Industry Network?

As part of the ForsWest Capital community, you gain access to our extensive industry network. We can connect you with trusted real estate agents, contractors, and other professionals, making your investment process more efficient and informed.

9. What Makes ForsWest Capital Different From Other Private Lenders?

Our personalized approach, expertise, transparent communication, and commitment to your success set us apart. We’re not just a lender; we’re your strategic partner in the world of real estate investing. We are actually “in-the-game” buying, fixing and flipping real estate and often partner up on equity share deals.

10. How do I get started with ForsWest Capital?

Im’m glad you asked! Getting started is super easy! Simply reach out to us via phone (888) 575-3853, Text (772) 766-6457, or email us at [email protected] and our team will guide you through the process. We’re excited to be part of your real estate journey. Better yet, >CLICK HERE< and send us a message Now!

11. Are You a Lender or a Broker, Are There Fees or Commissions Involved?

We are a lender and a broker. If for any reason we can’t provide the funding you need, we will tap into our large network of lenders who we closely work with, and will work tirelessly to locate the funds for you. Full Disclosure: Regardless of the loan type there is always a 3% Broker fee, which is standard in the industry. (Broker fees are negotiable after two or more deals per year.)

12. Do You Offer 100% Financing? ?

Yes We Do! ….. If your in need of a 100% funding we have split equity opportunities available. On a case by case basis, we can provide you up to a 100% funding for your purchase, rehab and closing costs.

13. Is My Information Kept Confidential ?

ABSOLUTELY 100%! Your privacy is of the utmost importance to us. Any information you provide is completely confidential! If you want to deal with a reliable, reputable company who will treat you with professionalism, understanding, and respect.

14. How Do You Decide the Amount To Lend

It is based on the Asset you have under contract. Generally, we lend up to 90% of the purchase price and 90% of the rehab cost. Ask a loan officer how you can get up to a 100%.

15. Why Won’t You Lend on Owner Occupied Properties?

Our current business model is to provide loans to real estate investors for non-owner-occupied real estate investments. If you are in need of funding for a home you will be occupying, feel free to reach out so we can connect you with one of our owner-occupied funding partners.

16. I Need 100% Financing – Can You Do That??

Yes. Ask a loan officer for more details. We often participate in Joint Venture deals with clients and when we do, can indeed provide up to a 100% financing. Call Us Today so you can learn more.

17. What Does True 100% Funding Mean?

We will lend up to 100% towards your purchase, rehab, and closing costs when a joint venture is established between ForsWest Capital and the borrower… up to 70% of the ARV. The only out-of-pocket costs will be the Loan Application, The Appraisal Cost and The First Draw which will be reimbursed on the 2nd draw

18. What Does Asset Based Lending Mean?

ForsWest Capital is an asset-based lender, what that means is we look at the value of the investment property you have under contract to make a decision on loan approval as well as how much we can lend on your real estate investment property.

19. How Long Does It Take To Close a Transaction From Start To Finish?

About 7-14 days after we receive all required documentation but receiving all documentation can take three to four weeks. 

The key factor is the amount of time it takes you and your team to supply all the supporting documentation. 

We can do our part in roughly 7 -14 business days, but Investors seeking funding rarely get us the documents quickly enough and complete enough to meet that timeline. Aim for 30 days whenever you can. Remember: If the amount of time needed to close is a factor, you probably have competition, and competition rarely translates into a good deal. Bring your deal in to discuss it with us.

It is important to get “all your ducks in a row” ahead of time so we can both act quickly when that great deal comes across your deck. Contact us today and let’s get all of your paperwork together ahead of time. Talk with one of our team members and get the process started. “Luck Always Happens To Those Who Prepare.”

20. What Does FHA Cap Mean?

The FHA Cap represents the maximum loan amount in the county the investment property is located in. To find the FHA Cap in the county where the investment property is located click on the link below:
FHA Mortgage Limits (hud.gov)

21. What Does ARV Mean?

ARV stands for After-Repair Value. It is the estimated Retail or Resale value of a property after all completed renovations.

22. What Are Your Loan Terms ?

1. Max Loan Amount: Just Bring Us Your Deal!   No cap on the loan amount if the numbers make sense. Rest assured; we will help you get it done.  

Call Us Today for more details. 

2. ForsWest Capital has lending options from $30,000 up to the FHA Cap in the county where the property is located and can provide additional lending solutions based on the property you have under contract and type of loan needed.

3. Rates start at 7% annualized interest with an origination fee from 0-3%, and no prepayment penalties. (Rates are based on credit score but credit score does NOT determine loan approval.)

4. Loan Term: 6 Months to 2 Years for a fix & flip. 30 Years for a buy & hold. 

  • Fix & Flip Financing
  • DSCR Loans
  • Construction Loans
  • Commercial Loans
  • Mini-Storage and Warehouse Loans
23. I Need An Appraisal And How Much Do They Cost?

All Underwriters require an appraisal before closing and ours follow the same guidelines. Appraisal costs vary from a minimum of $400 to approximately $700 depending on property location. Once the load is approved based on appraisal, our underwriters will order the appraisal and you will have to pay for it out of pocket.

24. I Need An Is A Licensed Contractor Required Or Can I Do My Own Work ?

ForsWest Capital in most cases, requires a licensed and insured itemized contractor bid before we can process the loan. We often provide funding for contractors who do their own work, and many of our investors do a lot of their own work under their contractor. We just require a licensed person to qualify for the work.

25. I Have Other Questions Not Listed Here …

If you have additional questions, you can reach out to us at 888-575-3853, Text 772-766-6457 or Click Here

NOTE: While we certainly appreciate your business and want to get your first deal done, we are even more interested in getting deal 25 and 30 done for you, which means we strive for a long term mutually beneficial relationship between us.

As they say, the best time to plant a tree is 20 years ago and the 2nd best time to plant a tree is today. Taking that philosophy into business, we would like to look back 20 years from today and remember the first deal we did together.

We are in to for the long haul.